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V’ger as a Service makes your insurance business fit for the future.

Digital change may confront the insurance industry with economic and technical challenges, but it also offers great opportunities. The unique V’ger as a Service cloud solution allows you to meet future challenges and bring new business models and products to market quickly and cost-effectively.

V'ger as a Service is a specialist cloud service that is available for the following sectors including all modules.


Property, liability

& accident


Speciality sectors

Different market participants orange
Different value chains orange
Regulatory requirements orange
Different interfaces orange
Confidentiality, data integrity & end-to
Availability and performance requirement
Scalability requirements orange

Your challenges

When introducing new business models and innovative products, you have to overcome a number of economic and technical challenges:

Our V’ger as a Service solution: as flexible as your strategy

The unique V’ger as a Service cloud solution lets you bring new business models and products to market quickly and cost-effectively. Concentrate fully on your customers and develop new value chains tailored to their needs and can be integrated quickly and flexibly, yet are secure and compliant. Generate continuous revenue within a fully automated system without IT administrators, and practically without marginal costs.

Compliance first

V’ger as a Service uses the worldwide unique security and compliance concept of the Novum Cloud Platform.

Fully automated system

With its flexible infrastructure as well as its self-learning and rule-based IT operation, V’ger as a Service is a fully scalable and fully automated system that eliminates the need for IT administrators.

New value chains

Integrate market participants into your digital strategy, develop new, demand-oriented value chains and continuously expand your business. V’ger as a Service is technically simple to integrate thanks to REST APIs and supports your individual sales channels.

Pay-as-you-go price model

License costs, maintenance costs and unpredictable project costs are a thing of the past with V’ger as a Service. The degressive pay-as-you-go price model, with increasing premium volumes and steeply declining unit costs, makes setbacks bearable and successes all the more gratifying.


V’ger as a Service allows you to quickly, easily and globally launch new business models with innovative products in cooperation with new business partners and ecosystems.

Award-winning solution

V’ger as a Service, which is based on the Novum cloud platform, has already won several awards for its globally unique security and compliance concept.

Solution V'ger as a Service
Security & Compliance

A secure future

Based on the Novum Cloud platform, V’ger as a Service meets the highest security and compliance requirements and fulfills all regulatory requirements (VAG, MaGo, Delegated Regulation (EU) 2015/35, VAIT, etc.):

The encryption of all connections, data and metadata, combined with a unique seal ensures that only authorized persons can access the data in the cloud in decrypted form.

Access by unauthorized persons is technically impossible. The use of V’ger as a Service Cloud services based on the Novum Cloud Platform is suitable for trade secrets in accordance with §203 StGB.

New value chains are created in V’ger as a Service based on compliance-by-design guidelines.

All processes necessary for the development and operation of the Novum Cloud Platform are documented in accordance with the internationally recognized COBIT 5.x framework.

The deployment and operation of applications on the Novum Cloud Platform are certified according to DIN ISO/IEC 27001:2013.

Third-party applications

With V'ger Sky, insurance companies and FinTechs can also use third-party applications as an SaaS solution. In the future more and more applications will be available in the secure cloud environment of the Novum Cloud Platform. The following applications are already available:

Third-party applications

With Aestimo from U-centrix, insurers can assess and document automotive and property claims remotely in just a few minutes without the need for an expert on-site.

UNISMART by UNIMATICA-RGI offers insurers the possibility to make contracts and documents securely available to their customers, to have them signed digitally and legally compliant.

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